Public Service Loan Forgiveness

Take action to help manage your debt

Don’t miss your chance to wipe out your student debt—for good. The Public Service Loan Forgiveness (PSLF) program can forgive the remaining balance of your loans if you qualify.

Fidelity has the tools and resources that can help you simplify the whole process and save more.

For a more personalized experience, select which category applies to you:

Get a fresh perspective on your loan situation and find help to save more and create a plan.
Check out our student debt tool to make sure your budget fits your needs.

We can help you do it.

Start now, opens in new window

Together, Summer and Fidelity can help you tackle your student debt with an automated digital PSLF solution. What can our tools do for you?

  • Check your eligibility in minutes
  • Compare your options
  • Navigate the requirements
  • Sign and submit—
    all online

We can get it done through our secure, simple experience, powered by the experts at Summer.

After a free assessment and recommendation, borrowers may choose to file PSLF applications on their own with the Department of Education, or leverage the Summer tool and expertise for $50 annually.

See what PSLF can mean for you.

Checklist if you prefer to do it yourself.

Confirm that you qualify.

Check with your employer or view the official PSLF FAQs, opens in new window. You need a Federal or Direct Consolidated Loan, opens in new window to qualify for PSLF.

Determine a qualifying repayment plan, opens in new window.

The tools can help you choose the right one.

Enroll in a qualifying repayment plan, opens in new window (such as SAVE, opens in new window).

It’s important to stay current with your payments.

Submit the required certification form., opens in new window

Remember to get it signed by your employer, then make it a habit to submit it each year.

Say goodbye to your student loan debt.


Download a printable version of this checklist., opens in new window

Learn more about the changes to the PSLF program.

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Find tools and resources to help you manage your loans.

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