Start Your Stack

Start Your Stack

Meet the new way to manage money

It’s one place that covers all your money needs with two accounts: spending and investing.

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Spending account(AKA the Fidelity® Cash Management Account)

For everyday transactions. It’s like a checking account—but with extra benefits.

  • Free debit card, bill pay, checkwriting, and mobile deposit
  • All ATM fees are automatically reimbursed
  • Zero account fees and zero account minimums for retail accounts
  • Connects easily to Venmo, Apple Pay®, Square Cash, PayPal, and Visa Checkout®
  • 24/7 customer support

Investing account(AKA the Fidelity Account®)

For investing in your short- and long-term goals. It helps you grow your savings.

  • Ease into investing with stocks, ETFs, mutual funds, and more
  • Zero account minimums for retail accounts
  • Just $4.95 per online U.S. equity trade for unlimited shares and tradesYou won't get a better price at E*Trade, TD Ameritrade, or Schwab.*
  • Straightforward, easy-to-use tools that help you make smart investment decisions
  • 24/7 customer support

BONUS: Fidelity makes it easy to move money between your spending and investing accounts so your cash is exactly where you need it, when you need it.


How do you balance spending for today vs. saving for tomorrow?

Millennials sometimes get a bad rap when it comes to finances. So we talked to over 2,000 people ages 22–37 to uncover the truth about their spending and saving habits. The biggest takeaway? Many millennials are saving for the future—but they don’t know much about investing. Yet.



of millennials surveyed have started saving for retirement.



agree that saving for the future is a form of “treating myself.”



rarely or never educate themselves on personal finance and investing.

Make your money hustle


Frequently Asked Qs


Have a question we didn’t cover here? Give us a call at 800-972-2155 or chat with a rep online.