Public Service Loan Forgiveness

Take action to help manage your debt

Don’t miss your chance to wipe out your student debt—for good. The Public Service Loan Forgiveness (PSLF) program can forgive the remaining balance of your loans if you qualify.

Fidelity has the tools and resources that can help you simplify the whole process and save more.

For a more personalized experience, select which category applies to you:

  • I've applied for PSLF previously and need help.

    Here's a solution for you.

    Take advantage of this new way to simplify your loan repayment and save more, powered by the PSLF experts at Summer.*

    Start now, opens in new window
  • I’m new to the PSLF process and want to learn more.

    Get started.

    PSLF is a federal program offering public service employees the opportunity to have their federal loan balances forgiven after they've completed 10 years of service and made 120 qualifying payments.

    We can help.

    Take advantage of this new way to simplify your loan repayment and save more, powered by the PSLF experts at Summer.*

    Start now, opens in new window
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      What is Public Service Loan Forgiveness? 01:34
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      How do I qualify for Public Service Loan Forgiveness? 03:18
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      How do I apply for Public Service Loan Forgiveness? 02:28
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      How do I keep up with my Public Service Loan Forgiveness? 02:22
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  • I'm already enrolled in PSLF and things are going fine.

    Keep going.

    You're on your way to having your loans forgiven.

    How do I keep up with my pslf
    How do I keep up with my
    Public Service Loan Forgiveness?
    Watch
    PSLF Infographic
    How do I keep up with
    payments?
    Learn more, opens in new window

Get a fresh perspective on your loan situation and find help to save more and create a plan.
Check out our student debt tool to make sure your budget fits your needs.

We can help you do it.

Start now, opens in new window

Together, Summer and Fidelity can help you tackle your student debt with an automated digital PSLF solution. What can our tools do for you?

  • Check your eligibility in minutes
  • Compare your options
  • Navigate the requirements
  • Sign and submit—
    all online

We can get it done through our secure, simple experience, powered by the experts at Summer.

After a free assessment and recommendation, borrowers may choose to file PSLF applications on their own with the Department of Education, or leverage the Summer tool and expertise for $50 annually.

See what PSLF can mean for you.

Checklist if you prefer to do it yourself.

Confirm that you qualify.

Check with your employer or view the official PSLF FAQs, opens in new window. You need a Federal or Direct Consolidated Loan, opens in new window to qualify for PSLF.

Determine a qualifying repayment plan, opens in new window.

The tools can help you choose the right one.

Enroll in a qualifying repayment plan, opens in new window (such as SAVE, opens in new window).

It’s important to stay current with your payments.

Submit the required certification form., opens in new window

Remember to get it signed by your employer, then make it a habit to submit it each year.

Say goodbye to your student loan debt.

Forever.

Download a printable version of this checklist., opens in new window

Learn more about the changes to the PSLF program.

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Check out these Summer success stories

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Find tools and resources to help you manage your loans.

  • Complete PSLF Support Online

    Get help from a simple, automated solution with expert support, powered by Summer.*

    Learn more, opens in new window
  • Fidelity's Student Debt Tool

    Get a better grasp on your current loan situation, see your repayment options, and find the right repayment plan for satisfying the PSLF requirements.

    Go now, opens in new window
  • Studentaid.gov

    Manage your repayments and get answers to your questions.

    Learn more, opens in new window

The site owner is not affiliated with Fidelity.

Summer is solely responsible for the information and services it provides. Fidelity disclaims any liability arising from your use of such information or services. Review the new site's terms, conditions, and privacy policy, as they will be different from those of Fidelity's sites.

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