Claiming early may maximize your lifetime benefit
Why claim early?
Your gender and age play a role in claiming Social Security. So based on your responses, claiming early may maximize your lifetime benefit.
Waiting to claim may maximize your lifetime benefit
You can start claiming Social Security benefits at 62. But you will
not receive 100% of your benefits unless you wait until your Full
Retirement Age. And if you wait longer, you can get even more.
Why wait to claim?
By waiting until age 70 to claim your benefits, a person like you could get the highest monthly benefit
possible of $XXXX/mo. That’s $XXXX
more over your lifetime than if you start claiming at age 62.
Claiming early may maximize your lifetime benefit
Why claim early?
Your gender and age play a role in claiming Social Security. So based on your responses, claiming early may maximize your lifetime benefit.
And since you indicated that you are married, you may be eligible to claim Social Security
based on your spouse’s earnings. This may mean a significantly higher monthly payment for
you if your spouse had a higher income than you during his or her prime earning years.
Waiting to claim may maximize your lifetime benefit
You can start claiming Social Security benefits at 62. But you will not receive 100%
of your benefits unless you wait until your Full Retirement Age. And if you wait longer,
you can get even more.
Why wait to claim?
By waiting until age 70 to claim your benefits, a person like you could get the highest monthly
benefit possible of $XXXX/mo. That’s $XXXX
more over your lifetime than if you start claiming at age 62.
And since you indicated that you are married, you may be eligible to claim Social Security based on
your spouse’s earnings. This may mean a significantly higher monthly payment for you if your
spouse had a higher income than you during his or her prime earning years.
Claiming early may maximize your lifetime benefit
Why claim early?
Your gender and age play a role in claiming Social Security. So based on your responses, claiming early may maximize your lifetime benefit.
And since you indicated that you are widowed, you may also be eligible to claim Social
Security based on your spouse’s earnings. This may mean a significantly higher
monthly payment if your spouse had a higher income than you during his or her prime earning years.
You may be able to claim as early as age 60.
Waiting to claim may maximize your lifetime benefit
You can start claiming Social Security benefits at 62. But you will not receive 100%
of your benefits unless you wait until your Full Retirement Age. And if you wait longer,
you can get even more.
Why wait to claim?
By waiting until age 70 to claim your benefits, a person like you could get the highest monthly
benefit possible of $XXXX/mo. That’s $XXXX
more over your lifetime than if you start claiming at age 62.
And since you indicated that you are widowed, you may also be eligible to claim Social Security based
on your spouse’s earnings. This may mean a significantly higher monthly payment if your spouse
had a higher income than you during his or her prime earning years. You may be able to claim as early as age 60.
Claiming early may maximize your lifetime benefit
Why claim early?
Your gender and age play a role in claiming Social Security. So based on your responses, claiming early may maximize your lifetime benefit.
And since you indicated that you are divorced, but were not married 10 or more years,
you will not be eligible to claim Social Security based on your former spouse’s earnings.
Waiting to claim may maximize your lifetime benefit
You can start claiming Social Security benefits at 62. But you will not receive 100%
of your benefits unless you wait until your Full Retirement Age. And if you wait longer,
you can get even more.
Why wait to claim?
By waiting until age 70 to claim your benefits, a person like you could get the highest monthly
benefit possible of $XXXX/mo. That’s $XXXX
more over your lifetime than if you start claiming at age 62.
And since you indicated that you are divorced, but were not married 10 or more years, you
will not be eligible to claim Social Security based on your former spouse’s earnings.
Claiming early may maximize your lifetime benefit
Why claim early?
Your gender and age play a role in claiming Social Security. So based on your responses, claiming early may maximize your lifetime benefit.
And since you indicated that you are divorced and were married 10 or more years,
you may also be eligible to claim Social Security based on your former spouse’s earnings.
This may mean a significantly higher monthly payment if your former spouse had
a higher income during his or her prime earning years.
Waiting to claim may maximize your lifetime benefit
You can start claiming Social Security benefits at 62. But you will not receive 100% of
your benefits unless you wait until your Full Retirement Age. And if you wait longer, you can get even more.
Why wait to claim?
By waiting until age 70 to claim your benefits, a person like you could get the highest monthly
benefit possible of $XXXX/mo. That’s $XXXX
more over your lifetime than if you start claiming at age 62.
And since you indicated that you are divorced and were married 10 or more years, you
may also be eligible to claim Social Security based on your former spouse’s earnings. This
may mean a significantly higher monthly payment if your former spouse had a higher
income over their prime earning years.
See examples of the monthly percentage you can receive at different ages.
